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Although the majority of chemicals in cosmetic products present little or zero threat, several are associated with considerable medical problems, including developmental delays and cancer. Chemicals in cosmetics invade the body through inhalation, the skin, and ingestion, and pose the same problems as food chemicals, per this site.

Chemicals associated with cancer are found in water, food, and various other common items. However, no area of consumer items is susceptible to less government inspection than cosmetics and other personal products, including Banana Boat UltraMist Sport Performance Clear-SPF 15. Though many of the contaminants and chemicals in cosmetics and personal care products almost certainly pose minimal risk, subjection to a few has been associated with serious health problems, including cancer.